Currently Browsing:Lewis Adams & Associates

Chapter 13 vs. Chapter 7 Bankruptcy — What’s the Difference?

Filing for Chapter 7 bankruptcy can help you get back on your feet if you are struggling under a mountain of debt. However, Chapter 13 bankruptcy also offers an opportunity for a fresh financial start. So what is the difference between these two types of bankruptcies? And which is the right solution for your debt […]

Top 3 Personality Traits for Bankruptcy Attorneys​

When choosing a bankruptcy attorney, experience is essential. In Utah, your bankruptcy lawyer also needs a solid understanding of federal laws as well as the regulations and procedures of the local district court in Salt Lake City. While knowledge and expertise are the primary characteristics to look for in a bankruptcy attorney, personality is also […]

4 Reasons Utah Bankruptcy Cases May Be Dismissed

Utah bankruptcy cases aren’t dismissed often, but it happens. If the court dismisses your Chapter 7 case, you won’t receive a discharge. And your creditors will have the right to restart their debt-collection efforts. To avoid this financial nightmare, it may help to understand some of the most common reasons Utah courts dismiss bankruptcy cases. […]

Can You File for Bankruptcy Without an Attorney?

You don’t have to use a bankruptcy attorney to file for Chapter 7 or Chapter 13 in Utah. The law allows you to file as a pro se debtor, which means that you are representing yourself in the legal proceedings. However, just because you can do something doesn’t mean you should. Filing for bankruptcy without […]

Chapter 7 Bankruptcy and Tax Refunds — What You Need to Know

After you file for Chapter 7 bankruptcy, will you be allowed to keep your income tax refund? You may be able to keep your refund — if you plan ahead. To avoid losing your tax refund check, you’ll need to consider the timing of your bankruptcy filing. Tax Refunds Are Considered Assets in Chapter 7 […]